All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Savings Accounts

BOC has several ways to help you save for the future PLUS earn a little extra along the way!

  • Regular Savings Accounts
  • Money Market Savings
  • Certificates of Deposit
  • Individual Retirement Accounts

No matter what type of savings account you choose, from a Regular Savings Account to an IRA, we can help you find what you have been looking for in banking.

Our Regular Savings Account allows you to earn interest and still have funds at your fingertips.

  • Interest-bearing account
  • Minimum balance of $200.00 required to open
  • Six (6) withdrawals per quarter
  • Free 24-hour telephone assistance
  • Direct deposit
  • Automatic transfers
  • If balance falls below $200.00 during statement cycle, account will be charged $2.50.
  • Service charge is waived and no minimum balance required for minors

Interest is accrued daily and paid quarterly when the statement is generated. If account is closed between statement cycles, no interest will be paid. (BOC checking account is required to obtain ATM Card or CheckCard)

For more information on savings accounts, come by any of our three locations or contact our new accounts department at any of our four locations.

  • Yukon Office - (405) 354-3030
  • I-40 and Mustang Road Office - (405) 324-9615
  • Mustang Office - (405) 256-5110
  • El Reno Office - (405) 262-8272