All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

24-Hour Bookkeeping

BOC offers a way for you to obtain and manage your account information. You can pick up the phone and obtain checking account, savings account, loan and Certificate of Deposit information, plus transfer funds between your accounts through our BOC 24/7/365 Automated Account System 24 hours a day, 7 days a week and 365 days a year. You can manage these accounts using a special *PIN number. Call 354-9555 to check your BOC account today.

* Initial PIN # will be the last four digits of the primary account holder's social security number.

New Menu Overview

You will receive our welcome message and then the Main Menu Selection.

1. Checking Account

2. Saving Account

3. Transfer Funds

4. CD Information

5. Loan and Loan Payments

6. Change Security Code