All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Current Deposit Rates

Deposit rates are available upon request; please call the new accounts department at any of our offices for current rates.

  • Yukon Office - (405) 354-3030
  • I-40 and Mustang Road Office - (405) 324-9615
  • Mustang Office - (405) 256-5110
  • El Reno Office - (405) 262-8272

Rates are variable and subject to change without notice. Fees may reduce earnings. All APYs are based on 365/366 day year.

Interest on checking accounts is accrued on the daily collected balance and paid monthly. If you close your account before interest is credited, you will not receive the accrued interest.

All Certificate of Deposits withdrawals maybe subject to early withdrawal penalties.