Prime Checking Account

The Prime Checking Account is an interest-bearing account available to individuals, dba's and nonprofit organizations. It is the perfect account if you do not wish to open a CD, but would like to earn interest rates like a CD.

Minimum Balance of $1,000.00 required

  • Unlimited check writing
  • Free VISA CheckCard
  • Free Mobile Banking/Text Banking
  • Free IPhone and Android Apps
  • Free 24-hour telephone assistance
  • Free online banking
  • Free bill pay with one monthly bill payment, otherwise a $5.95 fee will be assessed when this minimum is not met.
  • Free e-statements
  • No ATM transaction fee at BOC ATMs
  • Direct deposit accepted
  • Automatic transfers
  • Check images available
  • If balance falls below $1,000.00 during statement period, account will be charged $10.00.
  • Interest rate is based on Tier step rates.  Please check with an office near you for the current rates.