Premium Market Checking

The Premium Market Checking account is an interest-bearing account available to individuals, commercial business accounts, dba's and nonprofit organizations. This account pays a higher interest rate and requires a minimum balance of $10,000.00 to open.

  • Six (6) withdrawals are allowed per month 
  • Free VISA CheckCard
  • Free Mobile Banking/Text Banking
  • Free IPhone and Android Apps 
  • Free online banking
  • Free bill pay with one monthly bill payment, otherwise a $5.95 fee will be assessed when this minimum is not met.
  • Free e-statements
  • Free 24-hour telephone assistance
  • No ATM transaction fee at BOC ATMs
  • Direct deposit accepted
  • Automatic transfers
  • Check images
  • If balance falls below $10,000.00 during a statement period, account will be charged $25.00 

Tiered interest is based on the following:

  • $0 - $4,999.99
  • $5,000.00 - $49,999.99
  • $50,000 +