Services Fees
  Fax Machine - per page $    .25
  ATM Inquiry Fee (Transfund other than BOC) $    .50
  Auto transfer for NSF $  1.00
  Cashiers Checks $  5.00
  Fax Machine - per page US Long Distance $  1.00
  Instant Statement Printout Fee per page $  1.00
  ATM Transaction Fee (Transfund Other than BOC) $  2.50
  Money Orders (Customer) $  2.00
  Research Copy $  2.00
  Phone Transfer $  3.00
  Zipper Bag Fee $  5.00
  Dormant Checking after 1 year - per month $  2.50
  Charge Back Item Fee Per Item $  5.00
  Daily Overdraft Fee (Beginning on 5th & each subsequent consecutive calendar dayYour account is overdrawn and continues to have a negative balance) $  5.00
  Loan Payment Book Fee (1st book free) $  7.50
  Credit Verification Fee $ 10.00
  Collection Items (Incoming/Outgoing) $ 15.00
  Garnishment or Levy $ 15.00
  Notary Fee  FREE
  Lock Bag (Contract is required) $ 20.00
  Account Balance Service - per hour/1 hr. minimum $ 20.00
  Wire Transfer Fee (U.S.) $ 20.00
  *OD/Paid NSF Item Charge -Per Item Paid $ 25.00
  Stop Payments (per item) $ 25.00
  Subpoena (per hour + copies) $ 25.00
  Research Fee (per hour/1 hr minimum + copies) $ 25.00
  *Return NSF Item Charge - Per Item Returned $ 25.00
  Account Closing Fee within 90 days of Opening $ 25.00
  IRA Closing Fee within 90 days of Opening $ 25.00
  Wire Transfer Fee (Foreign-by Contract) $ 45.00
  Replacement Check Card $  5.00
  Coin Counting for Non-Customers minimum of $3.00     5%
     
     
     

*An overdraft fee applies to overdrafts created by check, in person, or electronic means