Prime Checking Account

Prime Checking Account is an interest-bearing account available to individuals, dbas and nonprofit organizations. It is the perfect account if you do not wish to open a CD, but would like to earn greater interest rates like a CD.

  • $1,000 minimum deposit required to open account.
  • Unlimited check writing
  • Free VISA CheckCard
  • Free 24-hour telephone assistance
  • Free online banking
  • Free bill pay when the product is used.  After 90 days without a payment, a $5.95 fee will be assessed.
  • Free e-statements
  • No ATM transaction fee at BOC ATMs
  • Direct deposit accepted
  • Automatic transfers
  • Check images
  • $10.00 fee if balance falls below $1,000.00 during statement period


Rate tiers for this account:

  • $0 - $4,999.99
  • $5,000 - $49,999.99 
  • $50,000+