Premium Market Checking Account

The Premium Market Checking account is an interest-bearing account available to individuals, commercial business accounts, dbas, and nonprofit organizations. This account pays a higher interest rate and requires a minimum balance of $10,000.00 to open.

  • Six (6) withdrawals are allowed per month (only 3 items may be third party checks, debits or ACH. Only 3 in-bank transfers may be made during the statement cycle.)
  • Free VISA CheckCard
  • Free checks
  • Free online banking
  • Free bill pay
  • Free e-statements
  • Free 24-hour telephone assistance
  • No ATM transaction fee at BOC ATMs
  • Direct deposit accepted
  • Automatic transfers
  • Check images
  • $25.00 fee if balance falls under required dollar amount

Tier Step Up Interest is based on the following:

  • $0 - $9,999.99
  • $10,000.00 - $49,999.99
  • $50,000 +