All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Statement of Condition

BANK OF COMMERCE
Assets In Thousands

Dec 31 2010

Dec 31 2011
Cash and Due From Banks     5,301 11,913
Securities   16,123 35,357
Fed Funds Sold        0 3,494
Loans and Leases   128,876 115,531

Reserve for Loan Loss

   -1,660 -1,368
Premises and Fixed Assets   5,609 5,391
Other Assets   4,954 3,591
  Total Assets 159,203 173,909
Total Deposits   140,152 154,530
Other Borrowed Money   3,753 3,000
Other Liabilities   758 739
  Total Liabilities 144,663 158,269
  Total Equity Capital 14,540 15,640
  Total Liabilities and Equity Capital 159,203 173,909